Finivation specializes in systems integration and software development (Web & Mobile) for credit unions, community banks and leading technology providers.
Our experience working for large financial technology companies has provided our team with significant expertise in core banking integration; online and mobile application development; lending, credit card and account opening applications; and payments solutions.
Our strength is in architecture, engineering and client focus. Our clients and our track record will quickly validate our capabilities.
We welcome the opportunity to learn more about your business to determine if we can help your firm quickly and cost-effectively meet your objectives. You can email us at firstname.lastname@example.org or call +1.646.504.9295.
Yes, we are "the guys from qbt" that built the MultiPoint Integrator (MPI) middleware solution used by many cores, networks and financial institutions. We have worked together for over ten years and continue to focus on making our clients happy by quickly delivering great technology and service (without the big company overhead).
Guido Belcic, Technical Lead
Guido is CTO for Finivation and is responsible for product development, architecture and all technical strategy for the organization.
Guido was previously SVP of Engineering at qbt Systems, which was acquired by Corillian Corporation and subsequently acquired by CheckFree and Fiserv (NASDAQ: FISV). At Fiserv, Guido was a Director in the Strategy and Architecture Group focused on SOA strategy and design.
Prior to qbt Systems Guido was on the management teams of BankPass, an Internet banking provider backed by General Atlantic, and Symbiotic, Inc. a financial technology consultancy that worked with leading firms like EDS, NYCE, Citi, Goldman Sachs, Diebold and Republic National Bank.
Guido has a Masters Degree in Computer Science.
Ou Liu, Engineering
Ou is a VP of Engineering at Finivation where he is focused on architecture, application development, and systems integration.
Ou was most recently a Senior Software Engineer at Fiserv (NASDAQ: FISV), a leading banking technology firm. Prior to Fiserv, Ou was with companies acquired by Fiserv, specifically CheckFree, Corillian and qbt Systems.
Before qbt Systems Ou was an Engineer at Hunan Telecom Tech Center and ALCATEL Shanghai Bell Corp.
Ou has also been an Adjunct Professor of Computer Science at Brooklyn College and is currently a PhD candidate in Computer Science.
Matt Henry, Services Lead
Prior to Finivation, Matt was the Chief Information Officer at Elevations Credit Union. He spent thirteen years with the credit union managing the areas of eCommerce, data integration, strategic planning, process improvement, program management and the operations of the Information Technology team.
Matt spent the last four years on the Executive Management team and was responsible for the information security, strategy, and application of technologies for advancement of the credit union and its members.
Matt has a Bachelor of Science in Computer Information Systems.
Many of our clients treat Finivation as an internal partner to help evaluate, design, architect, build, integrate, and support solutions in conjunction with their I.T. teams. This partnership model allows organizations to efficiently scale up and down on an as needed basis.
Finivation essentially offers 3 services:
1. Custom Application Development & Support (Web & Mobile)
Finivation has experience building and supporting most retail banking software applications, including lending, payments, account opening, online and mobile banking, credit card, and CRM applications.
Once solutions are built, Finivation also provides ongoing support and enhancements on an as needed basis.
2. Systems Integration Design & Development
As "middleware guys" that have built integration platforms, managed adapter libraries and designed SOA solutions, Finivation has unmatched systems integration experience in the community financial services market.
Finivation can effectively integrate any system, application or network, including core data processors, ATM & Shared Branch networks, IVR, online and mobile banking, EBPP solutions, payment processors, lending, and branch soltutions.
Finivation typically starts by reviewing and documenting an organizaiton's current environment and the related connectivity. With this knowlege Finivation can then effectively architect (or select) a flexible, scalable and secure multi-channel solution that maximizes manageability, user experience, cross-sell capability and fraud detection.
3. Application, Platform and Tool Analysis and Selection
Finivation is an independent consultant that can assist with functional and technical due diligence on financial applications and solutions. This can assist an organization with system selection or provide a potential investor or acquirer with input on a target organization's software.
Finivation can also draft requirements and run RFI and RFP processes on behalf of our clients.
Finivation works with community financial institutions and leading technology providers.
Baxter Credit Union
Desert Schools Federal Credit Union
Royal Credit Union
San Diego County Credit Union
Washington State Employees Credit Union
Technology & Service Providers
Control Power Systems
CO-OP Financial Services
Credit Union National Association
Fidelity Information Systems (mFoundry)
Fiserv DNA (Open Solutions)
Finivation works with several partners when appropriate to meet our clients' needs.
1. xCeedium (www.xceedium.com)
Xceedium, Inc., is a network security software company and the leading provider of privileged identity and access management solutions for hybrid-cloud enterprises.
2. Veteran Technical Services
V-Tech’s holistic approach to physical and operational security helps clients enhance the safety of critical systems and protect assets.
3. Veracode (www.veracode.com)
Veracode provides automated static and dynamic application security testing software and remediation services. They scan binary code and produce a prioritized report of flaws. Veracode then works with developers to fix the flaws using the Veracode UI (or an existing IDE) in accordance with the client's risk management policies.
1. Software & Management Associates (www.smausa.com)
OpCon™ is a software product encompassing multiple suites of technologies. Functionality ranging from cross platform enterprise job scheduling, file transfers, file monitoring, numerous third party software interfaces, and system monitoring including complex cross platform event driven automation. SMA is devoted to automating businesses inexpensively, effectively and quickly on every operating system.
Below is a highlight of important industry initiatives.
1. Credit Union Financial Exchange (CUFX)
CUFX is a new integration standard designed to simplify and reduce redundant system integration efforts seen in our industry. By simplifying systems integration, credit union members will gain access to new and innovative solutions (e.g., PFM, mobile banking) much more quickly and have a more seamless experience across channels.
To learn more, please visit:
2. Payments & Wallets
The last five years have brought many new P2P solutions, wallet solutions and POS options. We continue to test many and we are interested in learning others perspectives on which solutions work best for the end users (payer and payee), the merchant and the financial institution.
Reveiwing options to build own ESB, leverage open source solutions (e.g., WSO2) or utilize a traditioanl enterprise solution from a firm like Tibco, WebMethod, Microsoft or Oracle.
Either way, it is clear the industry needs to simplify integration and the related maintenance so they can focus on serving the custmer/member with the latest solutions (v. spending all the time with systems integration) and leveraging the cross-channel data.